FD Rates of Indian Bank
FD Rates
Indian Bank offers FD interest rates of 2.80-7.25% p.a. to the general public and 3.30-7.75% p.a. to senior citizens on tenures ranging from 7 days to 5 years and above. The interest rate on Indian Bank Tax Saving FDs is 6.10-6.25% p.a. for the general public and 6.60-6.75% p.a. for senior citizen depositors for tenures of 5 to 10 years. Indian bank offers various fixed deposit products for NRIs, such as NRO, NRE, RFC and FCNR fixed deposits. Indian Bank accepts FCNR fixed deposits and RFC fixed deposits in US Dollars, British Pound Sterling, Euro, Japanese Yen, Canadian Dollar, Australian Dollar, Swiss Franc, and Singapore Dollar.
Tenures | Interest Rates in % |
Highest Slab Rate | 7.25% for 400 Days |
1 year | 6.10% |
2 years | 6.70% |
3 years | 6.25% |
4 years | 6.25% |
5 Years | 6.25% |
Tax-Saving FD | 6.25% for 5 Years & 6.10% for Above 5 years to 10 years. |
FD for Domestic/NRE/Capital Gains
Tenures | Interest Rate for Regular citizens | Interest Rate for Senior Citizens |
7 to 14 Days | 2.80% | 2.80% |
15 to 29 Days | 2.80% | 3.30% |
30 to 45 Days | 3.00% | 3.50% |
46 to 90 Days | 3.25% | 3.75% |
91 to 120 Days | 3.50% | 4.00% |
121 to 180 Days | 3.85% | 4.35% |
181 days to 9 months | 4.50% | 5.00% |
9 months to less than1 year | 4.75% | 5.25% |
1 year | 6.10% | 6.60% |
Above 1 years to 2 years | 7.10% | 7.60% |
2 years to less than 3 days | 6.70% | 7.20% |
3 years to less than 5 years | 6.25% | 6.75% |
5 years | 6.25% | 6.75% |
Above 5 years | 6.10% | 6.85% |
2. Additional 0.75% interest rates are offered to super senior citizens age 80 years and above Deposit up to 5 years and 1% additional interest rate on deposits above 5 years to 10 years.
Tax Sever Deposit
Tenure | Interest Rate for Regular Citizens | Interest Rate for senior Citizens |
5 years | 6.25% | 6.75% |
Above 5 years to 10 years | 6.10% | 6.60% |
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