Exploring the August 2024 FD Rates of IDBI Bank.

Exploring the August 2024 FD Rates of IDBI Bank

About the Bank, FD Rates of IDBI

IDBI, short for Industrial Development Bank of India is an Indian banking and financial services company with its headquarters in Mumbai, Maharashtra. It offers a wide range of banking products and services to its customers including FD.

IDBI Bank offers multiple FD options to its customers which can be utilized to save money for a fixed tenure and earn interest on it. The depositor can deposit only once at the time of opening the account with the bank. Depositing additional money is not allowed during the ongoing tenure. There are a plethora of benefits of opening an FD account with IDBI Bank such as loan facility, auto-renewal and much more.

आईडीबीआई, भारतीय औद्योगिक विकास बैंक का संक्षिप्त नाम है, जो एक भारतीय बैंकिंग और वित्तीय सेवा कंपनी है जिसका मुख्यालय मुंबई, महाराष्ट्र में है। यह अपने ग्राहकों को एफडी सहित बैंकिंग उत्पादों और सेवाओं की एक विस्तृत श्रृंखला प्रदान करता है। आईडीबीआई बैंक अपने ग्राहकों को कई एफडी विकल्प प्रदान करता है जिसका उपयोग एक निश्चित अवधि के लिए पैसे बचाने और उस पर ब्याज अर्जित करने के लिए किया जा सकता है। जमाकर्ता बैंक में खाता खोलते समय केवल एक बार ही जमा कर सकता है। चालू अवधि के दौरान अतिरिक्त धन जमा करने की अनुमति नहीं है। आईडीबीआई बैंक के साथ एफडी खाता खोने के कई लाभ हैं जैसे ऋण सुविधा, ऑटो-नवीनीकरण और बहुत कुछ

Balance saving	Interest Rate
Up to ₹1 lakh	2.75%
Above ₹ 1lakh to ₹5 lakh.	2.90%
Above ₹5 lakh to ₹5 crore.	3.00%
Above ₹5 crore to 100 Crore.	3.25%
Above ₹100 crore to ₹1000 crore.	3.50%
Above ₹1000 crore to ₹ 1500 crore.	MIBOR + 10 bps
Above ₹1500 crore to ₹2000 Cr.	MIBOR + 40bps
Above ₹2000 Cr.	MIBOR + 75bps

Saving Bank Rate.

IDBI FD Rates 2024, FD Rates of IDBI

Tenure	Regular Citizens	Senior Citizens
7 to 30 Days	3.00%	3.50%
31 to 45 Days	3.25%	3.75%
46 to 90 Days	4.00%	4.50%
91 to 6 months	4.50%	5.00%
6 months to 1 year	5.75%	6.25%
1 Year to 2 Years	6.80%	7.30%
2 years to 5 years	6.50%	7.00%
5 years to 10 Years	6.25%	6.75%
10 years to 20 Years	4.80%	5.30%

It can be Update or Change.

The Bank pays interest on deposits as per various deposit schemes. Interest Rates are revised from time to time and made known to public. Revised interest rates are applicable only to the renewals and fresh deposits while existing deposit continue to get interest at the contracted rate.

बैंक विभिन्न जमा योजनाओं के अनुसार जमाराशियों पर ब्याज देता है। ब्याज दरों को समय-समय पर संशोधित किया जाता है और जनता को इसकी जानकारी दी जाती है। संशोधित ब्याज दरें केवल नवीनीकरण और नई जमाराशियों पर लागू होती हैं जबकि मौजूदा जमाराशियों पर अनुबंधित दर पर ब्याज मिलता रहता है।

Features and Benefits of IDBI Fixed Deposit

Loan facility of up to 90% is available on the deposits.
Tenure ranges from 7 days to 20 years.
Attractive interest rates.
Senior citizens can avail 0.50% additional interest rate over the regular rates.
Auto-renewal facility is available.
Various deposit options are available.
IDBI provides easy and fast liquidity options to their customers.
The interest payout options can be chosen either monthly, quarterly or annually based on your preference.

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